About the team : The Credit Risk Squad is part of the 2nd line of Defense.It is responsible for managing and overseeing our organization's credit risk function by providing independent oversight, review & challenge of the risk takers, defined as 1st line of Defense.As a second line, the Credit Risk team monitors credit risk exposure, conducts credit risk assessments, provides guidance and support to the credit areas that make credit decisions, and supervises all the regulatory needs and demands related to credit.As a Risk Management Specialist you're expected to: Propose and monitor KPIs in order to explain changes in CO portfolio credit risk.Review and challenge credit policies defined by the first line.Engage with Business Units, building an effective relationship to oversee and support new credit decisions, ensuring high standards and good practices in the assessments.Review and monitor credit risk appetite.Share knowledge about Colombia credit market and regulations with other stakeholders.Set up a report procedure to guarantee an efficient communication regarding CO portfolio credit risk to enable Nubanks sustainable growth.We are looking for a Risk Management Specialist- Credit risk who has: Bachelors Degree in Engineering, Economics, Math, Statistics, Physics or related fields.Knowledge in Expected Credit Loss models/PD/EAD/LGD, financial forecasting, and International Standards (such as IFRS9, Basel II, Basel III)Analytical, problem solving and passionate to manipulate data in order to learn from it.Deep Knowledge of the local regulatory framework, including credit risk classification, provisions/ECLExperience managing Credit Risk demonstrated by either working in the first line or second line of defense, or implementing credit risk related projects.Good coding skills (SQL, Python, Scala, or other similar programming languages), and have relevant experience handling large amounts of dataAdaptability to dynamic way of working/short-term deliverablesAdvanced or Fluent English Our Benefits Chance of earning equity at NubankExtended maternity and paternity leaves Health and life insurance NuCare - Our mental health and wellness assistance programNucleo - Our learning platform of coursesNuLanguage - Our language learning programVacations of 15 workdaysGym partnership The position is based in Bogotá, ColombiaOur Nu Way of Working Our work model is hybrid and has cycles that can be from two to three months according to the business of ??expertise.For every eight or twelve weeks of remote work, one will be at the office.Check more Diversity & InclusionAt Nu, we want to be sure that we're building a more diverse and inclusive workplace that reflects the customers we serve and seek to empower.That's why we hire based on equality.We consider gender, ethnicity, race, religion, sexual orientation, and other identity markers as enriching elements to our company while ensuring neither of them represent a barrier when recruiting fantastic talent.
